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K-12 Student Accident and Athletic Insurance - Overview Page

Educational institutions across the country deliver a wide range of educational opportunities to enrich the lives of our children. Field trips, team sports, and other extracurricular activities provide students with dynamic, new ways to understand the world beyond the classroom setting.

According to the American Academy of Pediatrics (AAP), more than 3.5 million children ages 14 and under get hurt annually playing sports or participating in recreational activities.* When accidents occur on school property or during supervised school activities, it can present potential liability to schools as well as financial and emotional hardship to affected families.

That's why we're here. We consult with our broker partners and clients to develop K-12 risk management programs that provide insurance protection and help schools fulfill their commitment to the health and well-being of their student body.

*Source: Safe Kids USA at

K-12 Basic Accident Medical Expense Insurance
K-12 Voluntary Insurance
K-12 Catastrophic Accident Insurance